Premium Picks


RECENT RESULTS

Monday, 10/26
40 Dime - Tampa Bay Rays (-120) - Loss

Sunday, 10/25
100 Dime - Raiders - Loss

Saturday, 10/24
100 Dime - Wisconsin - Win

Friday, 10/23
40 Dime - Tulsa - Loss

Thursday, 10/22
50 Dime - Chicago Bears - Win

Wednesday, 10/21
40 Dime - Brooklyn Nets - Loss

Tuesday, 10/20
40 Dime - New York Knicks - Loss

Monday, 10/19
40 Dime - Washington Commanders - Win

Sunday, 10/18
40 Dime - Green Bay Packers - Win

Saturday, 10/17
150 Dime - Ohio State - Win

Friday, 10/16
40 Dime - Purdue - Loss

Thursday, 10/15
75 Dime - Seattle Seahawks - Loss

Wednesday, 10/14
40 Dime - LA Dodgers (+130 RL) - Loss

Tuesday, 10/13
40 Dime - Tampa Bay Rays - Win

Monday, 10/12
100 Dime - LA Rams - Loss

Sunday, 10/11
50 Dime - Chicago Bears - Loss

Saturday, 10/10
100 Dime - UCLA - Win

Friday, 10/9
100 Dime - Iowa - Win

Thursday, 10/8
50 Dime - Dallas Cowboys - Loss

Wednesday, 10/7
40 Dime - White Sox (-120) - Loss

Tuesday, 10/6
40 Dime - Padres - Win

Monday, 10/5
40 Dime - Yankees (-125) - Loss

Sunday, 10/4
50 Dime - LA Rams - Win

Saturday, 10/3
100 Dime - BYU - Win

Friday, 10/2
100 Dime - Northwestern - Win

Thursday, 10/1
40 Dime - Phillies (-115) - Loss

Wednesday, 9/30
40 Dime - Phillies - Win

Tuesday, 9/29
40 Dime - Yankees (+160 RL) - Win

Monday, 9/28
50 Dime - Philadelphia Eagles - Loss

Sunday, 9/27
50 Dime - Denver Broncos - Win

Saturday, 9/26
100 Dime - Florida - Win

Friday, 9/25
40 Dime - Cal - Loss

Thursday, 9/24
40 Dime - Atlanta Falcons - Win

Wednesday, 9/23
40 Dime - Red Sox - Win

Tuesday, 9/22
40 Dime - Dodgers - Win


45-22 with All-In 100 Dime Max Wager Football Releases
since my site debut


4-0 All-Time with 150 Dime Football Releases
since my site debut in 2023


150 Dime Winner on Ohio State 10/17/26
(Just my 3rd Ever in College Football)
- This is what I told you -

Ohio State gets its shot at revenge Saturday in Bloomington after Indiana ended the Buckeyes’ 30-game winning streak in the series with a 13-10 victory in last year’s Big Ten Championship Game. 

The Hoosiers were 3.5-point underdogs in that matchup, holding Ohio State to just 58 rushing yards while sacking quarterback Julian Sayin five times.


Both teams are vastly different this season, and Ryan Day’s team has had plenty of time to study what went wrong, and the Buckeyes have the talent and motivation to reverse the outcome. 


Ohio State enters at 5-1 following last week’s 45-16 victory over Maryland, while Indiana is 6-0 but needed a fourth-quarter rally to escape Nebraska, 20-17. The Hoosiers deserve credit for finding a way to win, but their narrow escape exposed vulnerabilities Ohio State can exploit.


The key matchup is Ohio State’s offensive line against Indiana’s aggressive defensive front. The Hoosiers have recorded 20 sacks and 49 tackles for loss through six games, with edge rushers Tobi Osunsanmi and Stephen Daley providing considerable pressure. That presents a legitimate challenge for Sayin, but Ohio State has another weapon in running back Bo Jackson, who rushed for 107 yards and two touchdowns against Maryland.


Establishing the ground game would prevent Indiana from pinning its ears back and targeting Sayin, while opening opportunities for Jeremiah Smith, who remains the Buckeyes’ premier playmaker. Ohio State must also do a better job converting on third down and finishing drives in the red-zone.


Indiana’s home-field advantage and Curt Cignetti’s coaching make this a dangerous road assignment, particularly with the Hoosiers riding a 22-game winning streak and looking to establish themselves among the nation’s elite once again. However, Ohio State has the defensive personnel and offensive firepower to disrupt that momentum.


The Buckeyes also have the added incentive of correcting the mistakes that cost them the championship, and Day has emphasized the importance of establishing the run and maintaining focus throughout the game. With Ohio State favored by 3.5 points, I am all about the Buckeyes executing more effectively in the decisive situations, containing Indiana’s late-game opportunities and deliver a measure of payback. 


Take Ohio State to win and cover.



40 Dime Winner on Miami-Florida
in last year's National Championship Game
- This is what I told you -

This is just too many points.


Indiana is rightfully the favorite in tonight's National Championship Game, but I don't see Miami getting blown out in this contest.


While they won't be listed as the official "home team" for this game, there is no denying the fact that this game is indeed being played in the Hurricanes' home stadium, and Miami will have the comforts of sleeping in their own beds, as well as eating and practicing in their home facilities.


Carson Beck did not win the Heisman Trophy like his counterpart, Fernando Mendoza did, but he has done everything his coaches have asked him to do. And that game-winning touchdown drive to clinch Miami's semifinal victory over a very scrappy Ole Miss team was a thing of beauty.


As usual, though, this game will NOT be about Beck having to outshine Mendoza; this game will be about the Miami defense setting the tone so that Beck can keep the chains moving, the clock ticking, and the football out of Mendoza's dangerous hands.


Miami only sacked Ole Miss QB Trinidad Chambliss once in its semifinal win, but it did have 7 sacks in its playoff opening win at Texas A&M, and recorded 5 more in its quarterfinal upset win of Ohio State. The fact that Miami's defensive coordinator Corey Hetherman coached the defense at James Madison for Indiana head coach Curt Cignetti for 3 seasons certainly gives the 'Canes a bit of an advantage when it comes to what Cignetti might be thinking in tonight's title contest.


Listen, I have watched Indiana this season, even had them as a 75 dime winner in their semifinal trouncing of Oregon. I know what they are capable of, and if this were a straight-up proposition, I would be inclined to back the Hoosiers to lift the trophy at the end of the night, but with the generous points, I cannot pass on backing Miami in their home stadium tonight.


Play the 'Canes plus the points.



40 Dime Winner on Ohio State
in the National Championship Game 2 years ago
- This is what I told you -

They have won 13 games in a row, and they have covered 11 straight wins, including ALL 3 in this year's new playoff format, but the clock will strike midnight tonight on Marcus Freeman and his banged-up Fighting Irish of Notre Dame.

It has been a tremendous run for Our Lady, but the reality is unless the Irish play their best game - and that might not even be enough! - they will not be close in tonight's Championship Game versus Ohio State.

The Buckeyes have posted 3 straight playoff wins and 3 straight playoff covers. Their top receiver Jeremiah Smith was limited to 1 catch for 3 yards in Ohio State's semifinal win over Texas, and yet the Buckeyes still found a way to beat the Longhorns by 2 full touchdowns.

Ryan Day's team also torched Oregon by a 41-21 score, and won its opening-round playoff game, 42-17 over the Tennessee Volunteers! 3 straight double-digit wins, so do not for one minute think that laying the -8 1/2 points is a little too much for you to part with in tonight's game indoors in Atlanta.

The Irish have been able to create turnovers, and create big-play opportunities on special teams - kickoff return for a TD against Georgia, and timely field goals against Penn State - and I don't see them drinking from that fountain again tonight against the buttoned-up Bucks.

The Ohio State defense will give the Notre Dame makeshift offensive line issues tonight and see to it that quarterback Riley Leonard does not get comfortable in the pocket. The Ohio State offense led by Will Howard - 73.9% playoff completion percentage, 919 passing yards, 6 touchdowns, and only 2 picks - will see to it that the vaunted Irish secondary will have to be on their toes all night long. I keep thinking about how the ND secondary struggled against USC and Louisville this season, and I see them struggling against the best passing team they will face to date.

It has been an impressive run for Notre Dame, but tonight they are simply in over their heads. I see the Buckeyes winning this game by at least 12 points if not more.

Lay it with THE Ohio State University tonight at Mercedes-Benz Stadium.


75 Dime Winner on Michigan
in the National Championship Game 3 Years Ago
- This is what I told you -

I am hitching my wagon tonight to the Michigan Wolverines to take this year's college football championship game both straight up and against the spread in this battle of unbeaten teams.

This is not a knock at all on Washington and their fantastic quarterback Michael Penix Jr., after all, the Huskies have won 21 straight games dating back to last year and they have gone 5-0 both straight up and against the spread the last 5 times they have been installed as the underdog, and that includes a 3-0 mark this season.

You are also familiar with the saying "defense travels" I am guessing, and that is the main crux of my analysis on the Wolverines for tonight's game at NRG Stadium.

Penix may rate the edge over Michigan quarterback JJ McCarthy, but Michigan owns the #1 scoring defense in the nation, and after settling in in their semifinal win over Alabama, the Wolverines' defense was indeed the difference against the Tide as they were able to generate 6 sacks on Jalen Milroe, and also able to snuff out the 4th and goal overtime quarterback draw from the 3-yard line that ended the contest.

The Michigan defense will be the difference tonight and don't discount the Michigan run offense also doing damage and limiting Washington's possessions.

The fact of the matter is the Washington defense is 54th in the country in scoring defense and 97th in total defense. Keeping that in mind, if the Huskies were able to pull off the upset tonight, it would be the first time since 2010 when Auburn and Cam Newton won the national championship with a defense that ranked outside of the Top 50 in both of those major statistical categories.

It has been a magical ride for this year's Huskies team, but it just feels to me like this is Jim Harbaugh's time. The Wolverines may have gotten into hot water with their elaborate signal-stealing scheme, but they have used that "us against the world" mentality to their advantage.

I was really impressed with the way the Wolverines did not wilt against Alabama and Nick Saban, and no disrespect to Kalen DeBoer and Washington, but if you can topple 'Bama, you can topple the Huskies.

Go with Michigan tonight for the win and cover.
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Rick Torino's Rating System

Pretty simple really. Like many others on this site I like the "dime" rating system. It's easy to understand and it puts plays in perspective. 

The high point of the scale is a 100-dime release. Obviously they don't come along every single day. My goal (and the goal of any self-respective handicapper) is to make money over the long haul, consistently churning out a profit. It's all about management from a financial perspective. 

When I'm releasing 50- or 75-dime plays they aren't to be ignored. Instead, their strength has to be considered relative to what type of roll I'm on at that moment and the size of my bankroll heading into the contest. Never lose sight of the fact that it's all perspective when it comes to rating plays. 

Who is Rick Torino?

Sports and gambling; they go hand-in-hand. 

I played them all growing up. I covered them all as a journalist. I've bet them all as a gambler. 

I bring a unique perspective to being a handicapper: I was a College & Pro Football Editor at a national sports wire service for nearly 10 years. I coordinated all of our draft coverage for a decade, but my responsibilities didn't end when the season did. I also used my sources and contacts to compile the injury reports (for all sports) that sportsbooks in Vegas and bookmakers everywhere relied on in the days before leagues and teams were so forthcoming with such info. 

This is the first time I've made my plays available anywhere. And this is the ONLY place you'll find them. Just one play a day.